pondering life..positive within

2012-01-29T07:19:00.000-08:00

Phishing - e-mails appear to be from a well-known company but can put you at risk. Although they can be difficult to spot, they generally ask you to click a link back to a spoof website and provide, update or confirm sensitive personal information. To bait you, they may allure to an urgent or threatening condition concerning your account. Even if you don't provide what they ask for, simply clicking the link could subject you to background installations of key logging software or viruses. Every business on the internet is a potential victim of phishing e-mail attacks, eroding the trust if their customers in the company's communications.

How will you know if it's a phishing scam?

Asking you for personal / sensitive information with a scenario or threat.

If the link on the e-mail is clicked, it will open up to an unsecure site.

Misspelled words in the site's URL address - domain highlighting may help you to verify the URL address.

Has generic greeting - it is being sent to numerous and unknown users.

Know more about various internet e-mail scams a

Pharming - is the term used when criminal hackers redirect internet traffic from one website to a different, identical-looking site in order to trick you into entering your username and password into the database on their fake site.

Cyber criminals try to acquire your personal information in order to access your bank account, steal your identity, or commit other kinds of fraud in your name, that is why banking and similar financial sites are often the targets of these attacks. Pharming might sound familiar to e-mail phishing scams, but pharming is more insidious, because you can be redirected to a false site without any participation or knowledge on your part.

3. SPAM - known as unsolicited bulk e-mail (UBE), junk mail, or unsolicited commercial e-mail, it is the practice of sending unwanted e-mail messages to numerous unknown users in bulk. However, some spam is part of an identity theft scam or another kind of fraud.

Top protect yourself against e-mail spam, use e-mail software with built-in spam filtering. For more information, see Help keep spam out of your in inbox. Identity theft spa, is often called a phishing scam.

4. Malwares - also known as malicious software. It is a software designed to break into a computer system without the user 's consent. Malwares are often present at malicious attacks such as scams and identity theft.

5. Virus - is a computer program that can copy itself and infect a computer. It is also commonly but erroneously used to refer to other types of malware, adware, and spyware programs that do not have the reproductive ability.

6. Spyware - is a type of malware that is installed on computers and collects information without you knowing it and sends the information to the author over the internet. It is typically hidden from the user, and can be difficult to detect by secretly installing itself without the knowledge of the user.

7. Worms - is a self-replicating computer program. It uses a computer network to send copies of itself to other computers without any user intervention. Unlike a virus, it does not need to attach itself to an existing program. It can exploit security vulnerabilities to spread itself automatically to other computers through networks.

. Trojan - a program that appears harmless but hides malicious functions. It is a non-self-replicating malware to perform a desirable function for the user but instead facilitates unauthorized access to the user's computer system. The term is derived from the Trojan Horse story in Greek mythology.

To prevent malwares, virus and other internet security threats and attacks, you must ensure that your computer have an installed anti-virus / anti-spyware programs and keep them always updated.

"Inspired ourself to be positve yet Dont be complacent..."

2012-01-23T09:00:00.000-08:00

"Inspired ourself to be positve yet Dont be complacent..."

Posted by Aries your cyberfriend on July 4, 2010 at 11:19 AM

comments (0)

Inspired Ourself to look upon the blessing that surround us yet dont be complacent. Many times We forget to realize the positive things surroundings us as we encounter angers, disappointment, Anxieties and uncertainty of daily life. Too much energy wasted on self destructive thought as we ponders upon failures of our simple wish and too much energy wasted at times upon our frustration on how people mistreated us. Bad incidence in our daily life sometimes make me think about how to inspired oneself... As we assess the daily routines , It hurts to realize that life is not only hard but also gravely unfair, when we do no wrong people don’t remember, people sadly fails to appreciate our good side, when we do wrong ,people reacts and condemn . It hurts us how people always judge us base on image impression and perception despite of our effort to be good . We ponders upon the fact of life on hardship of how to survive in our world, people need knowledge , wealth ,appearance and connection of people in order to survive. Relationship between people in an environment are hard to survive due to hindrance of pride and perception .Many people in our surrounding are physically beauty and smart but lack the essential aspect of sincerity and trustworty, The many experience I encountered probably remind me not to be complacent in my recent situations yet I also need to remind myself to be positive, Sometimes I also want to remind myself about looking at blessing around , I know it is more hard feeling if we lose those good things around us rather than always thinking about bad experiences, There is need to give myself a moment of reflections of good side of life as well as happy memories. Jobs, Friends,Social life, hobbies are things that nice to reflects upon . The day that we have get a job is an achievement, The day we got new friend and days that we have events with friends are memories worth looking back. There must also be a time to reflect on past situations where there is an occasion to meet new friend/people, happy events, we also need to reflects on having work we know and job security. Sometimes I realize God give us trial ,mistakes and Challenges to re awaken us. There are many things in life that we don't know and need to learn, There are many people in our surroundings that are judgemental.Many people critisize or judge us without understanding yet they misinterpret us. I pray that whatever changes or whatever situations in the coming days will end up favorable, I know many things are truly beyond my control. Im grateful about how fate save me in some situations that are truly beyond my control yet I learn that I must not be complacent

2012-01-15T09:15:00.000-08:00

Credit card theft and fraud come in many forms/ways. It is inevitable that this might happen to you or maybe, it has already happened to you.
1. Never disclose credit card information to anyone. The fraudulent use of credit cards is not limited to the loss or theft of the actual card. A capable criminal only needs to know the credit card number to fraudulently make numerous charges against your account. 17. Check your card expiry date. If a replacement card has not arrived at least one week before your current card expires, contact the issuer to find out why. 16. Make a list of your credit card numbers and the telephone numbers that you should use to report lost or stolen cards. Keep the list in a safe place, away from the cards. 15. Shred all credit cards that you do not use anymore (e.g. expired/for cancellation etc.). Besides unnecessary documents with your credit card number on them, another piece that needs shredding before is disposing the credit card itself. Shred all cards that you are not using anymore before throwing it away. 14. Do not let other people use your card. If card is lost or stolen, report the incident immediately to the issuer. (Allied Bank MasterCard Toll Free: 1800.10.818.9818) 13. Open/read billing statement promptly and reconcile card amounts each month. Checking your monthly statement is one of the most powerful tools against credit card fraud. Although, your card is not stolen, you can still be charged for unauthorized transactions, if you have not noticed them and reported to the issuer. 12. Notify the bank in advance of a change in address. If you will change your billing address (home, office, etc.), notify your credit card issuer in advance because they will start mail your statement to your billing address, where somebody else will get them and might open them. 11. Do not leave documents like bills, bank and credit card receipts/statements in an unsecure place since these documents have credit card and/or deposit account information. Consider shredding sensitive documents instead of simply throwing them away. Some people will go through the garbage to find this information. 10. Don't respond to scam emails and don't visit suspicious sites. Emails and phone calls that will ask for your credit card number should always be avoided. Also, never answer e-mails that tell you to go to a site and verify your information. And never go to sites that tell you that you need to confirm/reenter/change/verify your credit card information. Legitimate organizations will never ask their customers for this information. 9. Never give your credit card account number over the telephone unless dealing with a reputable company or institution. You should have been the one to initiate tje call to the credit card company. Also, remember that your credit card company will never call you to ask for your credit card details. 8. Never use credit card number as reference or as an identification card. 7. Carry only the minimum number of credit cards actually needed and never leave them unattended. It is much better to keep the cards you use rarely somewhere safe than to carry all your wealth in your purse. If your purse gets stolen, you lose everything. 6. Photocopy both the front and back of all credit cards and keep the copies in a safe and secure location. This will facilitate in the immediate cancellation of the card if lost or stolen. 5. Do not lend your credit card. Again, your credit card is your personal property and responsibility, so you must not lend it to anybody else, no matter how close he or she is to you. Your credit card is an important document and you need to keep it private. 4. Don't disclose your PIN to anybody, including friends and relatives. Your card is your personal property (and responsibility), so even if you have friends and relatives whom you trust absolutely, it is none of their business to know your PIN. 3. Like ATM card PINs, secure credit card PINs. Do not keep those numbers or password in the wallet or purse and never write them on the card itself, post-it note, envelopes, sheet of papers, etc. Things get even worse when those who have your cards know your PIN as well. As a safety measure, never write your PIN on anything, where it can be easily seen. 2. Sign all your credit cards as soon as you received it from the issuer. Unsigned credit cards may fall into the hands of people who could use their own signature to purchase goods and services.
When Using Your Credit Card

1. Keep a constant eye on your credit card every time you use it. 2. Do not sign credit card slips without an amount. Be aware of the "swipe and theft" scam using card skimmers. Make sure you get your credit card back as quickly as possible after each transaction to avoid being victimized by "skimming" fraudsters. A skimmer is a machine that records the information from the magnetic stripe on a credit card to be downloaded onto a personal computer later. The card can be swiped on a skimmer by a dishonest person and that data can then be used to make duplicate copies of the credit card.

What is Credit Card Fraud?
Theft of the card. It is physically stolen from your bag or wallet, or home, and an impostor pretends to be you to obtain goods or services.

Counterfeiting (also called skimming). An employee of a shop like a gasoline station, or restaurant puts your card into an electronic skimming device and steals your card details before returning your card.

Phishing. A phisher may send to the card holder an e-mail that looks as if it comes from the credit card company, asking him to log onto a web page (which purports to be the credit card company's site but is actually set-up by the phisher) and enter passwords, account numbers and other personal information.

Pharming.
Credit Card Generating. Criminals use the numbers the credit card generator creates and either test them to see which one are valid or use a printer to make fake cards. They then find a place that accepts credit cards but has no capacity to validate them.

Dumpster Diving. This shameless act refers to a process in which an individual vigorously sifts through someone else's trash in search of personal and financial information. With a mere credit card approval that contains a name and address, a criminal can easily open up a credit card in your name and accumulate substantial debt in no time.
How do thieves get your credit card information?
When your credit card gets into the hands of a dishonest employee of an establishment while he is processing the payment bill. When you provide the account information through the mail, phone or Internet vendors and unauthorized persons gain access to it. When you respond to fraudulent e-mail or input the information on a phony website. Whenever a merchant's database is breached, or hacked into, and your account information together with those of thousands of other people's, are taken. When your account information is purchased from a person who stole the said information.
What are your card's security features?

- where your signature is affixed. A card is not valid unless this is - a stripe of magnetic information that is affixed at the back of the credit card. This stripe contains customer and account information that are required to complete electronic financial transactions. - the last three digits on the signature panel of the credit card. This number is always asked when doing online payment transaction. If the number is given to the vendor incorrectly or is not available, the merchant may not process your order. - of the card network/association (e.g. Visa, MasterCard) - should reflect light and seem to change when you rotate the card. - the four number below the 16 digits embossed account number. It is the first four numbers of the 16-digit account number, if this numbers do not match, the card is counterfe

Relationship and everyday life...

2012-01-15T08:54:00.000-08:00

Dealing with Attitude and Expectations of people is one of the Dilemma of our everyday routines. People will always wrongly misinterpret our actions..."

In our life. It is a sad fact that whatever we do , there is always reactions from people, People perceptions differs, We tried to be good yet still people will judge us base on expectations , Impressions and perceptions

Continue to inspire ourself everyday , People perceptions of whatever we do whatever we say always differs. whenever we do good, people many times fails to appreciate, whenever we did wrong, Sadly people always reacts. The most important is we will always be positive happy and inspire within ourself..
Having done mistakes in our daily routines are inevitable, The difference lies in how people reacts and the consequence, Forgive ourself and Learn. nobody has the power to make things perfect.but everyone is given countless chances to make things right..

Dealing life in reflections..

2012-01-15T08:52:00.000-08:00

There is always a need to reflect on our positive side of life as we battles anxieties of our daily routines..In Pondering of everyday life. Certain things comes to mind (1) There’s always fear of risk in everything we do and in every situations that are yet to happen (2) We always worry about uncertain future.. We always worry about what will happen in the next few days and in the next few months. (3) Dealing with expectations and attitude of people are an everyay dilemma (4) Our environment these days are too much influence by impact of perceptions, people remember us base on image and powers (5) Some people too much boast and complacent of their success and talents. In reflections , We need to re inspire ourself of the positive within ourself as Our everyday life indeed are tested by unanswered prayers ,undeserved critiscm and even senseless incidence. As we look forward, It make us realise the Anxieties of realities of life. Surviving in a turbulent world requires us adapting to learning new knowledge and adjusting to people’s expectations. . For me as probably other people believes too. A good person is one that knows all your faults and weakness yet still accepts you without doubt. As the saying goes The road to achievements and fulfilment in life in not straight , there is a curve called failure, In our everyday dealing with people, We met different people in our life yet it’s hard to trust people. People each have their own interest. Pride are hindrance of good relationship among people. Too Many people boast of their wealth and success but we all know true good person are one that stays even when the world walks out of us. Some people will try to be good but not sincere. It is a sad fact of lie.whatever we do whatever we saty people will have reaction that may not necessarily jibe with what is our thinking and belief...Let us inspired ourself with Heartquotes saying that f people say something about you, judge you... Do not get affected! Remember: "Dogs don't bark if they know the person!"

2012-01-15T08:21:00.000-08:00

Positive within is reminding us the positive situations that we have and the positive experience that we have inspite of some negative experience we encounter, We need to give ourself an occasion to reflects on the positive within our self. We need to reflects on things we like and things we can excels.In Pondering of everyday life. Certain things comes to mind (1) Tjhere’s always fear of risk in everything we do and in every situations that are yet to happen (2) We always worry about uncertain future.. We always worry about what will happen in the next few days and in the next few months. (3) Dealing with expectations and attitude of people are an everyay dilemma (4) Our environment these days are too much influence by impact of perceptions, people remember us base on image and powers (5) Some people too much boast and complacent of their success and talents. In reflections , We need to re inspire ourself of the positive within ourself as Our everyday life indeed are tested by unanswered prayers ,undeserved critiscm and even senseless incidence. As we look forward, It make us realise the Anxieties of realities of life. Surviving in a turbulent world requires us adapting to learning new knowledge and adjusting to people’s expectations. . For me as probably other people believes too. A good person is one that knows all your faults and weakness yet still accepts you without doubt. As the saying goes The road to achievements and fulfilment in life in not straight , there is a curve called failure, In our everyday dealing with people, We met different people in our life yet it’s hard to trust people. People each have their own interest. Pride are hindrance of good relationship among people. Too Many people boast of their wealth and success but we all know true good person are one that stays even when the world walks out of us. Some people will try to be good but not sincere. It is a sad fact of lie.whatever we do whatever we saty people will have reaction that may not necessarily jibe with what is our thinking and belief. The very purpose of living is success and growth within but sadly In everything we do there are always fears of risk